Get quick funds against your gold jewellery at competitive interest rates. Transparent slab-based pricing, fast same-day disbursal, and zero hidden charges.
Individuals needing emergency or short-term funds
Farmers and agri-entrepreneurs with seasonal needs
Small business owners bridging working capital gaps
Anyone holding idle gold jewellery
Loan amount based on gold weight and purity (LTV Full)
Three schemes for different loan sizes and purposes
Flexible tenures of 6 to 9 months
Transparent slab-based interest rates
Grace days on interest for regular payers
Simple, fast, and fair — our gold loan schemes are designed to give you maximum value against your jewellery.
Full LTV on gold purity 85 to 91.6 .
Fast approvals with minimal documentation required.
Interest rates clearly defined by your repayment timing.
Your jewellery is stored securely until full repayment.
Check the basic requirements to apply for this loan.
Gold purity between 85 to 91.6 (20K to 22K)
Valid government-issued identity proof (Aadhaar, PAN, Passport, etc.)
Address proof document
Minimum loan amount: ₹5,000 (Standard)
Minimum loan amount: ₹1,00,000 (NBFC takeover)
Minimum loan amount: ₹7,00,000 (Bank takeover)
Gold Loan · LTV Full
Matrix Standard
from
18
% p.a.
Min. loan
₹5,000+
Tenure
9 months
3 grace days for regular interest payers.
Quick gold valuation at branch
Safe storage with insurance
Enquire Now
Matrix Transfer+
from
15
% p.a.
Min. loan
₹1,00,000+
Tenure
6 months
KYC & NBFC takeover only. 2 grace days.
Quick gold valuation at branch
Safe storage with insurance
Enquire Now
Matrix Prime
from
11.99
% p.a.
Min. loan
₹7,00,000+
Tenure
6 months
Bank takeover only. 1 grace day.
Quick gold valuation at branch
Safe storage with insurance
Enquire Now
Rates are confirmed at branch after gold valuation.
Calculate your eligibility for a gold loan.
This is an approximate value.
A simple and guided process to get your loan approved quickly.
Bring your gold jewellery to our nearest branch
Gold is weighed and purity assessed on the spot
Select your scheme and receive funds same day
Get in touch with us today for a personalized financial consultation. Our advisors are ready to help you grow.
Knowledge is power. All your top queries on financing answered right here.
We accept gold jewellery with purity between 85 to 91.6, i.e. 20K to 22K. Stones and other non-gold components are excluded from valuation.
